/ Moneywatch Managing Your Money From CBSNews.com Sun, 29 Jun 2025 01:24:56 -0400 5 /news/will-heloc-or-home-equity-loan-be-cheaper-summer-2025/ Interest rates on both home equity products are virtually identical now, but they may not remain so for much longer. Fri, 27 Jun 2025 14:51:00 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/27/7772ec79-9c22-4639-9ac5-7a5e0237738e/thumbnail/60x60/1d3e2c4fd37512107ec69788f08d1917/gettyimages-465511877.jpg b22aa43c-bc2a-444b-85e4-5cb987d255b0 /news/10000-high-yield-savings-account-vs-10000-money-market-account-which-earns-more-june-2025/ Both accounts have high interest rates, making each a beneficial way to store $10,000 in today's evolving economy. Fri, 27 Jun 2025 13:45:36 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/27/9b19483e-0d8f-4ac8-9176-5754faa98f74/thumbnail/60x60/8d85169e785e0a5e2d78e63a69f8e846/gettyimages-164478704.jpg 8c96d9dc-690e-48e4-81df-994ae21df58c /news/types-of-debt-that-may-qualify-for-forgiveness-now/ Credit card debt isn't the only type you can settle � but some debts may be harder to negotiate than others. Fri, 27 Jun 2025 13:42:06 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/27/6ba46a3e-70cf-4ab3-a0bb-657120404a6f/thumbnail/60x60/b8695b238a8464330e58a2f3b74cecb7/gettyimages-698154140.jpg 46df84dc-e279-47f8-9ee0-23236a3794bb /news/how-much-credit-card-debt-is-too-much-for-debt-settlement/ Debt settlement might seem appealing, but the amount of debt you have could matter more than you'd expect. Fri, 27 Jun 2025 12:23:36 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/27/b663d9b7-eca6-4d80-b624-88feca0f96cb/thumbnail/60x60/93ce5858f619dd8f662ceff9a153bb6c/gettyimages-1333889840.jpg 80ddb632-9df2-4802-aba2-eaef8671518a /news/what-a-300000-annuity-pays-monthly-at-age-65/ Thinking about a $300,000 annuity? Here's how much monthly retirement income you could get if you open it at age 65. Fri, 27 Jun 2025 11:12:02 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/27/825a44b8-3e8d-43c1-b0be-61d97d190874/thumbnail/60x60/73594f71006a07c3bffa97b8ef631fe0/gettyimages-666196700.jpg b3cb6b74-ef15-4e93-867b-7bcf1f4b20ac /news/when-should-you-change-auto-insurance-providers-experts-weigh-in/ Auto insurance rates are increasing. Here are four times when it makes sense to shop around and switch providers. Fri, 27 Jun 2025 10:48:18 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/27/99af1ccf-3ddf-4a06-be64-6acad125e4e6/thumbnail/60x60/492329570354c14682315995b5c7317c/gettyimages-2164541520.jpg a568fa2a-0246-4f8a-8d72-d80b2158f939 /news/should-you-buy-whole-life-insurance-for-your-children-experts-weigh-in/ Purchasing whole life insurance for your children has considerable pros and cons. Here's what experts say to know. Fri, 27 Jun 2025 09:39:36 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/27/575d6fa3-beff-42b6-a0c0-2dbba85355e8/thumbnail/60x60/fadaee539f442902a2a0d19ef2d5fa86/gettyimages-1397105932.jpg 091e08b1-d47f-4e28-b261-af14e2d3d7a1 /news/how-much-will-a-10000-3-year-cd-earn-now-june-2025/ The interest-earning potential on a 3-year CD could be worth the wait. Here's what savers should know right now. Fri, 27 Jun 2025 09:17:26 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/27/443cb8f7-73b9-4d38-87dc-fb91de885801/thumbnail/60x60/0c86bf6e4482208b99e616239a53665e/gettyimages-1437707163.jpg 88c0add8-27e7-4f8f-b25b-7d2e1919009d /news/what-are-todays-cd-interest-rates/ When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn. Fri, 27 Jun 2025 09:08:51 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2023/06/05/0532bb22-a3c5-41f8-8473-428a1b4d36e2/thumbnail/60x60/559eba62110aa70fb3a06535d24903bd/gettyimages-1433466907.jpg a5fd125a-8fb6-4b98-9a77-06e7c51b040e /news/what-are-todays-savings-interest-rates/ You can open a high-yield savings account today and start earning more on the money you save. Fri, 27 Jun 2025 09:08:17 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2023/06/05/ddf48dbb-806b-4f17-ad69-8c159cb14a53/thumbnail/60x60/272974152657ed05a6e6043034e4b14e/what-are-todays-savings-interest-rates.jpg 6c1fca86-7f11-43d9-9a11-f10757210fcb /news/what-are-todays-mortgage-and-mortgage-refinance-interest-rates/ Knowing today's mortgage rates can help new homebuyers and homeowners looking to lock in a good deal. Fri, 27 Jun 2025 09:07:41 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2023/06/15/86afcceb-cd5d-42f1-a29b-e0341f72cbff/thumbnail/60x60/a989950b607c5492e732469f289c38b0/gettyimages-839311524.jpg 0078a971-df18-4050-98fc-2be371ba30dd /news/what-is-the-price-of-gold-today/ Understanding the pricing trends and dynamics of the gold market is crucial for making sound financial choices. Fri, 27 Jun 2025 09:01:48 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2023/10/04/2d5e8bc4-59ce-42dd-a599-35dcc4267a76/thumbnail/60x60/d3abddcd4eeadb91619ed2b9d0985ec4/gettyimages-1253978377.jpg 958c31d3-5e3e-495a-a218-6f5c7862fb17 /news/apply-for-credit-card-debt-forgiveness-july-2025-do-these-things-first/ Don't rush into a credit card debt forgiveness program this July without trying these three things first. Thu, 26 Jun 2025 16:57:43 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/26/9c76ac0e-2e8c-461d-a39c-ab5219948ba4/thumbnail/60x60/a55d779f589bbaedff3656957a935825/gettyimages-1430957616.jpg b36c7725-8fd5-47a1-8046-e0d3bddf2fc8 /news/times-heloc-rates-could-fall-this-summer-2025/ A recent trend that saw HELOC rates rise could be reversed on one or more of these three upcoming summer dates. Thu, 26 Jun 2025 15:34:09 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/26/60ba4459-22da-48b8-86cc-63d8d3ed3e4d/thumbnail/60x60/de86d8eb497587a3914f15c6e4565d26/gettyimages-1409489311.jpg 59a5f2d0-9430-42e7-b2e6-f004d91d9ff5 /news/10000-short-term-cd-vs-10000-high-yield-savings-account-which-earns-more-interest-june-2025/ Both accounts offer attractive returns for savers if opened now. Here's what the interest earnings could look like. Thu, 26 Jun 2025 15:06:23 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/26/8cc1eabf-9816-4f25-b634-5bc8013f0d0d/thumbnail/60x60/02e48e081055dc337882989e448194a6/gettyimages-1369634750.jpg 62737109-f327-4ef3-b8ca-849b168d0570 /news/warning-signs-debt-management-programs/ Not all debt management programs are created equal. Here's how to avoid the ones that could hurt more than help. Thu, 26 Jun 2025 14:35:32 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/26/304e5a24-d3a4-45a2-96d9-fd5db1a820c0/thumbnail/60x60/9b667b0536a9f85f4634e0705dd386fa/gettyimages-1392461176.jpg 6d42e7de-212d-44ab-a872-f35e8a3cd54e /news/debt-settlement-pros-and-cons-is-it-right-for-you/ Drowning in credit card debt? Debt settlement could help, but the trade-offs might cost you. Here's what to know. Thu, 26 Jun 2025 13:15:40 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/26/335a6cc4-0f46-4556-9132-bb5aa14f3be2/thumbnail/60x60/ef31ebb897c8d81ad6ca3aba569aa2cd/gettyimages-1142357143.jpg 0a9a974f-22d7-41ef-b723-c379075a9d09 /news/how-to-deal-with-charged-off-credit-card-accounts-now/ Charged-off accounts don't just disappear. Here's how to tackle them strategically and protect your finances. Thu, 26 Jun 2025 11:48:55 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/26/f22b44d6-c1bb-43da-a420-0cc3ad2c948b/thumbnail/60x60/d13ac415259b289faecc8989e977ba3d/gettyimages-80486969.jpg a0bd0635-c637-4186-ba1d-4f08757f210c /news/what-a-200000-annuity-pays-monthly-at-65/ Planning for retirement? Here's how much a $200,000 annuity could pay you monthly � and what impacts the payout. Thu, 26 Jun 2025 10:52:29 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/26/99d08217-ee8b-4eb3-a990-c25b15667546/thumbnail/60x60/a3e0af50af272ccb085fe29d0bcc450e/gettyimages-1323456685.jpg 4cb4e144-341b-46b7-8fa1-f5bd34f656ec /news/when-should-you-boost-your-supplemental-life-insurance-experts-weigh-in/ Supplemental life insurance can be a smart addition to your insurance plans. Here's how to know if you need a policy. Thu, 26 Jun 2025 09:20:00 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/26/5bf4baa6-8902-43f2-b646-53e3d1cef2bf/thumbnail/60x60/c67eaad78fedada743a0d7b751609a42/gettyimages-1629951777.jpg dcf96c0b-ca07-4bad-a5f8-26c694bd63b2 /news/when-should-you-change-home-insurance-providers-experts-weigh-in/ Homeowners' insurance rates are on the rise. Here are several scenarios when it makes sense to switch providers. Thu, 26 Jun 2025 08:20:00 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/25/d9ea25b7-8239-4893-97fa-4dc91db2f34d/thumbnail/60x60/59e22df057c2662b78ee443881382fbd/gettyimages-2188156292.jpg fc10cdfe-b66d-43ba-8f25-b896596f8567 /news/should-you-ask-for-a-credit-card-limit-increase-in-todays-economy/ Here's when a credit card limit increase should (and shouldn't) be requested in today's unique economy. Wed, 25 Jun 2025 15:07:50 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/25/db3a9987-6402-47b0-82ee-9c60103a3586/thumbnail/60x60/95729702c353902921dd4707e811d4ac/gettyimages-491118484.jpg a58f55e1-b84b-4c83-a3a8-6149abc5cb7b /news/how-much-will-20000-2-year-cd-account-earn-june-2025/ It may take time to earn interest on a $20,000 2-year CD account but the returns could be well worth waiting for. Wed, 25 Jun 2025 14:09:37 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/25/e2ce7ad7-5d22-4df2-b3c6-410a75ee1528/thumbnail/60x60/bd7348eabbd41d621b39db9adf5f5258/gettyimages-1279611409.jpg 6aa616df-5a55-4e13-819a-24c03cad6567 /news/will-a-heloc-or-home-equity-loan-be-cheaper-summer-2025/ With the potential for interest rates to cool later this summer, here's what home equity borrowers should consider. Wed, 25 Jun 2025 13:47:23 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/25/15025392-c8b8-4816-8a48-b392c7156532/thumbnail/60x60/342b12b5e24578808fe70406b37dff00/gettyimages-1470692700.jpg fc7e7776-f432-493e-aa1b-a988d53958cd /news/what-is-credit-card-grace-period-why-does-it-matter/ A credit card grace period can save you from paying interest, but only if you know how it works and use it wisely. Wed, 25 Jun 2025 12:51:58 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/25/c25a7f5a-fe7b-45e9-bcdb-f5ca005027bf/thumbnail/60x60/d5a542a07431aff69ef21c60f0005063/gettyimages-1181585188.jpg 54650af3-5a3d-4185-93f7-006fdfb969eb /news/how-to-pay-0-interest-on-credit-card-debt-now/ Tired of steep credit card interest? These strategies can help eliminate interest charges from your balance now. Wed, 25 Jun 2025 12:01:37 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/25/f4d12f6d-b780-4320-a3ca-9fc1851a5c9c/thumbnail/60x60/268ea53092d1664e4a62650d3859dea4/gettyimages-2179976042.jpg 94781248-ea6b-484e-8290-b5ce1152e196 /news/10000-1-year-cd-vs-10000-high-yield-savings-account-which-earns-more-interest-june-2025/ Don't deposit $10,000 into either account type before calculating the interest-earning potential. Here's what to know. Tue, 24 Jun 2025 15:38:16 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/24/aa6c0b08-7218-4db6-bbc8-3a5c3a9e61d5/thumbnail/60x60/44a35171f80860e0979be7f6c5181dba/gettyimages-516376287.jpg ab9b296b-013d-4981-a973-02a7e6b22e45 /news/50000-home-equity-loan-vs-50000-personal-loan-which-is-cheaper-june-2025/ A $50,000 home equity loan comes with very different costs than a $50,000 personal loan this June. Tue, 24 Jun 2025 15:26:36 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/24/2c94d67d-3b9c-41ee-91b6-8874b439c114/thumbnail/60x60/d12947fd63191295ad9e8ac881751aea/gettyimages-2017790676.jpg ef78ecc0-8c51-43ac-b7f3-cfac616a60d6 /news/decisions-beginner-gold-investors-should-consider-before-july/ Beginner gold investors shouldn't rush into the gold market before considering these three decisions right now. Tue, 24 Jun 2025 14:28:40 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/24/95d4b58c-67c8-432b-9682-7def73fe88f5/thumbnail/60x60/79ea39864efeadbc6c16e869cada24db/gettyimages-1265115883.jpg 3c5b5dcc-b5e0-4a16-9640-2102e7361de8 /news/illegal-but-common-debt-collection-tactics-to-watch-for/ Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights). Tue, 24 Jun 2025 12:37:00 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/24/77baaf04-835c-45fa-a9cd-a7be7c1f184c/thumbnail/60x60/6beb68db7a64ae84bc079bf40bffadd5/gettyimages-675941182.jpg bb7dc37b-04b4-4990-8ba4-354de80b1da4