/ Moneywatch Managing Your Money From CBSNews.com Sat, 07 Jun 2025 06:44:20 -0400 5 /news/how-medical-debt-impacts-credit-what-to-do-about-it/ Unpaid medical bills can hurt your credit, but certain relief options could limit the damage. Fri, 06 Jun 2025 14:21:44 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/06/bdb7bf43-d33b-4a72-be49-416f6b7cfbfd/thumbnail/60x60/6dd64ea7822029d17d1b57b519e9d062/gettyimages-1500790010.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 2bf1d892-a62d-4abf-b292-24e3913cac95 /news/how-much-18-month-cd-earns-june-2025-why-worth-opening/ An 18-month CD offers savers an attractive mix of high-rate interest and security. Here's how much it can earn now. Fri, 06 Jun 2025 13:59:29 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/06/4bfa9a7a-32a0-43f0-afdf-bd309104e2fa/thumbnail/60x60/009efab43b71f2fd654e34eb094e28a2/gettyimages-2169484954.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 a61c19ee-ff11-4c78-b7da-0edd5c762a9d /news/should-you-lock-a-home-equity-loan-interest-rate-june-2025/ There are compelling reasons why homeowners may want to lock in a home equity loan rate this June. Here are three. Fri, 06 Jun 2025 13:42:49 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/06/148652ad-df98-415a-8ac3-9eae7a1c747c/thumbnail/60x60/0327fe4b65c9b23708e10ea69cba1326/gettyimages-877347442.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 bf58c609-90ce-49e2-9688-3399187a93b3 /news/things-credit-card-users-should-be-doing-june-2025/ With credit card rates high and interest compounding daily, card users should consider doing these three things now. Fri, 06 Jun 2025 13:30:05 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/06/46d9d9be-0eab-42d0-a27d-c9de55a441f7/thumbnail/60x60/0ebc14de9dc6d9493d1b8003b97f5144/gettyimages-1330798400.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 c556fee6-0761-4844-99b5-db9b0b381317 /news/how-much-would-an-annuity-pay-monthly-amounts-to-know/ Curious how much an annuity could offer in retirement? Here's what to know about the possible payments. Fri, 06 Jun 2025 13:00:18 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/06/ba3e3d0d-3dc2-4ae5-ad99-d80a6bfa433e/thumbnail/60x60/02626c040be9813fde6edb7e01c6c369/gettyimages-2210232423.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 4b8e7de7-ad19-4cb1-b893-2230cf7f8478 /news/what-are-todays-cd-interest-rates/ When you open a CD, you'll lock in today's rates for the entire term. Here's how much you can earn. Fri, 06 Jun 2025 09:45:37 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2023/06/05/0532bb22-a3c5-41f8-8473-428a1b4d36e2/thumbnail/60x60/559eba62110aa70fb3a06535d24903bd/gettyimages-1433466907.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 a5fd125a-8fb6-4b98-9a77-06e7c51b040e /news/what-are-todays-mortgage-and-mortgage-refinance-interest-rates/ Knowing today's mortgage rates can help new homebuyers and homeowners looking to lock in a good deal. Fri, 06 Jun 2025 09:16:20 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2023/06/15/86afcceb-cd5d-42f1-a29b-e0341f72cbff/thumbnail/60x60/a989950b607c5492e732469f289c38b0/gettyimages-839311524.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 0078a971-df18-4050-98fc-2be371ba30dd /news/what-are-todays-savings-interest-rates/ You can open a high-yield savings account today and start earning more on the money you save. Fri, 06 Jun 2025 09:02:28 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2023/06/05/ddf48dbb-806b-4f17-ad69-8c159cb14a53/thumbnail/60x60/272974152657ed05a6e6043034e4b14e/what-are-todays-savings-interest-rates.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 6c1fca86-7f11-43d9-9a11-f10757210fcb /news/what-is-the-price-of-gold-today/ Understanding the pricing trends and dynamics of the gold market is crucial for making sound financial choices. Fri, 06 Jun 2025 09:01:37 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2023/10/04/2d5e8bc4-59ce-42dd-a599-35dcc4267a76/thumbnail/60x60/d3abddcd4eeadb91619ed2b9d0985ec4/gettyimages-1253978377.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 958c31d3-5e3e-495a-a218-6f5c7862fb17 /news/what-happens-to-an-annuity-when-a-person-dies/ Annuities can provide guaranteed income for life, but what happens to that income stream when you die? Thu, 05 Jun 2025 14:00:15 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/05/43d4f184-6089-468d-9824-efa828ed58d7/thumbnail/60x60/4835cd379bc2444768ff9b1a9fda3e86/gettyimages-1170303625.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 146bbabe-7e2b-4e5b-ad2b-b83372045c48 /news/home-equity-levels-just-hit-a-new-high-heres-why-its-worth-borrowing-now/ Home equity levels are rising once again. Here's why it could be a smart borrowing source for homeowners right now. Thu, 05 Jun 2025 12:40:19 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/05/73c13d8a-a695-4bff-9b25-a93c40261358/thumbnail/60x60/adbde5f864941155cb072b08d4f635f2/gettyimages-1688771026.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 755fd028-fa73-4669-a109-d438e829881c /news/gold-price-questions-that-investors-should-be-asking-now/ With gold's price poised to break yet another record high, prospective investors should be asking these questions now. Thu, 05 Jun 2025 12:17:47 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/05/d2456ee1-96c6-4452-bc94-d21579a82f30/thumbnail/60x60/42ff9220025f32fc4f652ff95518aefc/gettyimages-1255605105.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 08004101-295a-43d1-ad1a-954a3e4b564c /news/settling-debt-while-unemployed-what-are-your-real-options/ Out of work and overwhelmed by debt? Here's how to settle what you owe when you don't have a steady paycheck. Thu, 05 Jun 2025 12:10:37 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/05/080b0891-24ba-4941-9d71-686ea0eace9a/thumbnail/60x60/9e60c9e3d6a0490dc217811f8200245a/gettyimages-1234338993-1.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 2440a839-3af4-4853-9c4d-1914b653c4dc /news/how-to-qualify-for-medical-debt-forgiveness/ Struggling with medical bills? Here's how to qualify for forgiveness (and what to do if you don't meet the criteria). Thu, 05 Jun 2025 10:53:05 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/05/5606d028-f575-46eb-8f62-a0537a9852d0/thumbnail/60x60/6eb02d625fc10b5f28d7fb585a87e23b/gettyimages-2148155510.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 85483f2b-09f5-47bd-97a3-f004620d7ab8 /news/student-loan-moves-to-make-for-the-fall-2025-semester/ Doing your research and applying for private student loans now can help you pay for the fall 2025 college semester. Thu, 05 Jun 2025 09:41:44 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/05/76b52023-d0e6-43a7-b2f5-2f93d2c28e54/thumbnail/60x60/312611723f91cdb70dd7caa1f432b22e/gettyimages-2203886908.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 b8e3955b-39f3-485e-9863-72ea9203acf9 /news/how-much-10000-18-month-cd-earn-opened-june-2025/ A $10,000 18-month CD could earn savers a major return if opened now, but they'll need to be aggressive to get it. Wed, 04 Jun 2025 17:20:00 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/04/89f7b72c-04cb-42dc-8c2d-9a497d376ab9/thumbnail/60x60/c09be72fefbeeff7e3085497ff77a6ef/gettyimages-183809492.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 12e05ebb-f8da-4fb8-8866-da10dbe2a144 /news/what-happens-if-you-stop-paying-a-debt-relief-company/ Missing payments to a debt relief company can have major consequences for your finances. Here's how. Wed, 04 Jun 2025 16:44:33 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/04/010a607b-c97f-4f21-8d2c-393ed097480f/thumbnail/60x60/6b5848a27c997366adc57687d40f3daa/gettyimages-2184597889.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 ed05a6ac-be1c-48a2-89c0-56651957a000 /news/credit-card-debt-mistakes-to-avoid-june-2025/ Want to reduce your credit card debt this June? Then it helps to know some costly mistakes to avoid. Here are three. Wed, 04 Jun 2025 15:43:05 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/04/e8320ace-980f-470f-be0c-14762890d6c0/thumbnail/60x60/a6fdf161ecbe16870f1e7d3621e53f56/gettyimages-177877611.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 fccabd2a-f1f3-493c-b870-eaae85ae33cd /news/will-heloc-rates-fall-after-the-feds-june-meeting/ HELOC rates have been dropping for more than a year. But will they continue to do so after the Fed's June meeting? Wed, 04 Jun 2025 13:48:07 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/04/6ea3bb6c-d39f-4549-8708-8319eaba10f2/thumbnail/60x60/0b11f7f5c91a6b2aded1fe595bf7bd45/gettyimages-2180921505.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 993723b2-557c-48b2-bc0e-9cca5f683b0f /news/what-is-the-5-year-annuity-rule/ Thinking about opening an annuity? Understanding how the 5-year rule works can help you avoid costly tax surprises. Wed, 04 Jun 2025 13:34:59 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/04/b7fcae92-d6fb-4cb9-984c-56af263fd3f0/thumbnail/60x60/d404134e6ff820da1c98682d3633c700/gettyimages-1321255922.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 be7144d0-efbb-4c75-97dc-4c0d16cc4a3f /news/how-much-does-a-750000-annuity-pay-monthly/ A $750,000 annuity can deliver steady income in retirement. Here's how much to expect each month based on your age. Wed, 04 Jun 2025 12:50:07 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/04/e409cc8d-09f1-48cd-92ee-dae85e334192/thumbnail/60x60/a8f2627ece813c2b605d3a9cd1dd8d1b/gettyimages-1146657942.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 0c5a2144-ec42-417e-a422-b37a15ac74c8 /news/will-mortgage-rates-fall-after-feds-june-meeting/ Here's what experts say homebuyers can realistically expect to happen with mortgage rates in the coming months. Wed, 04 Jun 2025 09:37:26 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/04/0867f9d0-49a3-447e-b74e-c125193f82d5/thumbnail/60x60/f6e6f4fb2d6274ba3ad8ed8a0348dd66/gettyimages-1771889176.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 80eca64d-9ded-47d3-9535-c3037cc2dff5 /news/how-much-does-a-400000-annuity-pay-per-month/ A $400,000 annuity could be a good addition to your retirement portfolio, but you'll want to know the payouts first. Tue, 03 Jun 2025 14:35:00 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/03/d336a064-178c-4930-8272-8f90e8bdf1f4/thumbnail/60x60/7f21d6172eafdf6f6bb80d06a367b2c6/gettyimages-2020446565.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 84085813-8cab-48c4-9ee0-355fe37d2421 /news/when-can-your-credit-card-issuer-lower-your-credit-limit/ Your credit card company can raise your credit limit � but they can also lower it. Here's what to know. Tue, 03 Jun 2025 13:23:00 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/03/40a2ed11-1603-4564-91c9-66a31e51209c/thumbnail/60x60/05d35508a13e30a0b0f53ea923622cdb/gettyimages-504705052.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 cd7e73b8-f17a-4d5e-9d2f-542cf5c347c9 /news/how-to-qualify-for-personal-loan-debt-forgiveness/ Personal loan debt forgiveness isn't common � but in some cases, relief is possible. Here's what to know. Tue, 03 Jun 2025 12:27:00 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/03/9d379139-d256-4fe1-855d-9be11ad61b4a/thumbnail/60x60/11d5741003e40471ed11637a307809d0/gettyimages-1142799131.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 bd72a043-c730-42b2-a81c-3a5b1dca79f3 /news/how-to-determine-heloc-affordability-in-todays-changing-rate-climate/ HELOC rates are variable and can change, affecting monthly payments, so determining HELOC affordability is key. Tue, 03 Jun 2025 10:53:23 -0400 https://assets2.cbsnewsstatic.com/hub/i/r/2025/06/03/1bfad4fc-6ee5-47f8-9695-7e477c3a85b7/thumbnail/60x60/7a5837ffaf7b6b89f363c58e359e64a6/gettyimages-1319535396-1.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 583e363f-e89a-46fd-bcaf-28d31bfb8b41 /news/mortgage-rate-advice-for-buyers-now-experts-say/ Mortgage rates might be high compared to recent years, but these smart strategies can help you save on your loan. Tue, 03 Jun 2025 10:13:32 -0400 https://assets1.cbsnewsstatic.com/hub/i/r/2025/06/03/fb3ca7cc-5182-4c7c-b6bc-9b8ee63d8a38/thumbnail/60x60/13ca96e1de4005edcdd0871398fed1f2/gettyimages-1616547664.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 2945e753-c9e2-46cc-ad32-040f50191937 /news/where-are-heloc-rates-heading-second-half-2025/ HELOC rates are still fluctuating. Here's what experts say about where they're heading after the June Fed meeting. Tue, 03 Jun 2025 09:49:04 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/03/d41f5d4f-d670-4d7a-b17f-6458cfa20897/thumbnail/60x60/f65fac345c9919a2a28597c34e082a2a/gettyimages-2181692797.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 83de1e84-7a51-4efa-90df-83cb491664cc /news/the-best-private-student-loans/ Need a private student loan? These lenders offer smart perks, flexible terms and standout borrower benefits. Mon, 02 Jun 2025 15:19:00 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/06/02/2c07bdf7-73c5-494f-9125-906b39058f89/thumbnail/60x60/18ddee547efef9d75ca9e6cd656bc200/gettyimages-1914093951.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 d02b0b1e-11e8-4168-9d55-4d687fd3ba52 /news/reasons-to-pursue-credit-card-debt-forgiveness-june-2025-according-to-experts/ Dealing with overwhelming, high-rate credit card debt? Here's why you might want to seek debt forgiveness this June. Wed, 28 May 2025 09:48:00 -0400 https://assets3.cbsnewsstatic.com/hub/i/r/2025/05/28/bd6832ac-9e95-469d-a5ab-dc94d1e4266a/thumbnail/60x60/99afe87358adf4edcbb97f86fe893130/gettyimages-1176718646.jpg?v=8e774d26301ae5e7a27489083c0cf8b6 6d7cb445-9359-42c8-9505-4ec06dc2dcb7